We were given a 3 month membership at the YMCA by my parents for Christmas. We signed up on Sunday and right away went swimming. It was so nice to be able to swim when it is below zero outside! I hope we use the membership a ton! I was thankful tonight Sierra and I went right after school and did some more swimming, played basketball and then went on the walking track. She ran around the track 3 times! I was shocked! It helped having a boy a little older than her running around it - she didn't want to be left in the dust :). I am just so thankful she enjoys it. That is one of the biggest hurdles to excercising - making it enjoyable for the kids and yourself so that you stick to it. My goal is to make it again on Thursday and on the off days use the treadmill at home.

I don't know if you like Oprah or not but she has Suze Orman's 2009 financial plan book for a FREE download until Thursday on Oprah.com. So if you are looking for some financial tips or help - here is a great start and for free to boot!